Provider Review

IMG Global Travel Insurance

International Medical Group (IMG) is one of the most recognized providers of travel medical insurance worldwide, founded in 1990 with a wide range of plans for all traveler types.

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International Medical Group (IMG) is one of the most widely recognized providers of travel medical insurance for international travelers. Founded in 1990, IMG has built a strong reputation over more than three decades for offering comprehensive travel medical coverage and reliable claims service. The company serves visitors to the United States, U.S. residents traveling abroad, expatriates, international students, and long-term travelers worldwide.

IMG offers a broad portfolio of plans, including the Patriot series, which is particularly popular among visitors to the U.S. and international travelers. Plans vary in terms of coverage limits, deductible options, and eligibility requirements, giving travelers flexibility to match their budget and coverage needs.

✓ Pros

  • Wide Range of Plans — Coverage for visitors to the U.S., U.S. residents traveling abroad, international students, and long-term expatriate travelers.
  • High Coverage Limits — Many IMG plans offer substantial medical coverage limits, often up to $1,000,000 or more, along with strong emergency evacuation benefits.
  • Emergency Medical Evacuation — Coverage includes transportation to appropriate medical facilities during serious medical emergencies, which is critical for travel in remote areas.
  • Long-Standing Reputation — Over 30 years in the travel insurance industry with a large global customer base and established claims infrastructure.
  • Flexible Deductible Options — Travelers can select from multiple deductible levels to balance premium costs against out-of-pocket exposure.

✗ Cons

  • Limited Pre-Existing Condition Coverage — Most IMG plans cover only the acute onset of pre-existing conditions rather than ongoing treatment, which can be a limitation for older travelers or those with chronic conditions.
  • Complex Plan Options — The wide variety of plans available can make it difficult for travelers to compare and select the right option without guidance.
  • Network Restrictions on Some Plans — Certain plans may have preferred provider networks that affect how claims are processed outside of network facilities.

Coverage Overview

IMG Global plans typically include emergency medical treatment, hospitalization, physician visits, urgent care, emergency medical evacuation and repatriation, and prescription medication coverage for covered conditions. Some plans also include accidental death and dismemberment benefits, as well as coverage for common adventure activities.

For visitors to the United States, IMG's Patriot America and Patriot America Plus plans are among the most frequently compared options. These plans can be purchased for periods ranging from a few days to up to 24 months, making them suitable for short visits as well as extended stays.

Why Compare IMG Plans Through InsuredTravelPlans.com

InsuredTravelPlans.com works in partnership with VisitorsCoverage to help travelers compare IMG Global plans alongside dozens of other travel medical insurance providers in one place. This makes it easy to evaluate pricing, coverage limits, deductible options, and policy benefits side by side before selecting the plan that best fits your trip.

Whether you are looking for short-term visitors insurance, international travel medical coverage, or a plan that includes trip cancellation protection, comparing options through InsuredTravelPlans.com helps ensure you find the right coverage at the right price.

IMG Global provides strong travel medical insurance options with a long track record and flexible plan choices. Comparing IMG plans with other providers through InsuredTravelPlans.com helps travelers identify the best coverage and price for their specific trip.

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